CryptoEconomy 2.0

Agate is the world most comprehensive decentralized blockchain platform for instant payment without volatility risk to mainstream crypto adoption.

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What Is Agate ?

While currently there are several app and blockchain individually are running to facilitate cryptocurrency payments but still there is no comprehensive protocol or platform to resolve the key problem in cryptoeconomy, AgateChain is a complete set of a decentralised blockchain, with two mobile apps, an fiat pegged ecosystem, API Suite, plug-ins, add-ons and a physical POS terminal and operating with multi coin mechanism and works as a comprehensive crypto infrastructure for everyday banking and a gateway to connect millions of developers, users, and in-store and online merchants to the cryptoeconomy. It consists of several modules and objects all fuelled by the AGT token that has over ten sustainable utilisation and revenue streams. The important property of Agate is that most of its modules are already built and working or have Beta versions and will complete shortly after ICO.

agate problems

Cryptoeconomy Problems
  • Lack of comprehensive solutions that can support all aspects of a true cryptoeconomy.
  • Shortage of white label solutions to allow developers to build their own DApp or DAO on a strong, reliable infrastructure.
  • High volatile crypto market .
  • Slow and high fee transaction and exchange rate.
  • Expensive, environmentally unfriendly mining method Proof of Work (PoW).
  • The number of merchants accepting cryptocurrency in comparison of total number of traditional merchants is very low.
User-Facing Problems
  • Lose the value of users’ crypto assets in poor exchange markets.
  • Slow transaction speeds, taking from a few minutes to days to settle a transaction.
  • Managing several different coins and tokens that need different wallets.
Merchant-Facing Problems
  • Merchants are unsure which currencies to accept.
  • Business suppliers may not use cryptocurrency.
  • Slow transaction settlements; many providers take days to pay to merchants.

agate Solutions

Cryptoeconomy Solutions
  • Agate considers all aspect of a true cryptoeconomy in 12 functional modules.
  • Agate API Suite will let all users express their innovation and improve the cryptoeconomy.
  • In Agate iFiat ecosystem market volatility has been sorted.
  • By running the whole ecosystem on the Agate blockchain transactions are far cheaper and faster
  • Agate blockchain work with Proof of Stake (PoS) mining, which has lowest impact on environment.
  • Agate can integrate with almost all the existing in-store merchants or e-commerce websites globally.
User-Facing Solutions
  • By enabling optimal transfer of user’s Bitcoin, Ethereum, etc. to iFiat through an automated AI bot, users get the best spending value for their crypto assets.
  • By introducing a new blockchain with near-instant settlement speeds, the practical application of the Agate currency is immense.
  • Users can keep and manage up to 17 different coins and tokens from different blockchains in Agate’s multi-currency wallet app (currently there are six available)
Merchant-Facing Solutions
  • Agate currently accepts five most important cryptocurrencies: Bitcoin, Bitcoin Cash, Ethereum, Ripple and Litecoin, and we plan to increase the total number of coins to over 17, making it the choice to transact via the Agate platform an easy one. Merchants would receive the exact dollar value every time.
  • By allowing transactions back to cash, merchants are assured that they can transfer to fiat money quickly for everyday use in their business.
  • In the Agate iFiat Ecosystem, all funds are immediately available and spendable for merchant.
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products

Agate Blockchain

With different blockchains designed for different purposes, we realised that we needed a specific blockchain to meet our criteria and be independent of other current, multipurpose slow, expensive blockchains; below, we summarise some of the Agate blockchain capabilities: high speed, very low transaction fees, scalable , smart contract, decentralised, minable, secure, token generator engine, block explorer.

Agate Blockchain

With different blockchains designed for different purposes, we realised that we needed a specific blockchain to meet our criteria and be independent of other current, multipurpose slow, expensive blockchains; below, we summarise some of the Agate blockchain capabilities: high speed, very low transaction fees, scalable , smart contract, decentralised, minable, secure, token generator engine, block explorer.

High Speed

Agate blockchain’s block size and block time are influenced by Ripple , Steem and Waves-NG blockchains and use similar principles to have the fastest transaction settlement speed while there is no need for multi confirmation as its run inside iFiat Ecosystem. (However, developers can design their app to ask for more than one confirmation.)

Very low transaction fees

Using our tailored blockchain can greatly reduce the cost of transactions, making them almost free (there is always a fixed transaction fee of 0.01 AGT; this cost exists to protect Agate blockchain from spam attacks). This will ultimately encourage users and merchants to use the whole ecosystem without worrying about transaction fees rather than relying on traditional blockchains with much higher costs, which are not suitable for micropayments.

Scalability

Agate blockchain consists of three microblocks, and one key block will allow thousands of users to have concurrent transactions without delay.

Smart contract

Our development team is working on releasing specific types of smart contracts for Agate blockchain that are aligned with future requirements. Our main focus is to make it easy so developers don’t need to learn a completely new programming language. We are anticipating being ready to release smart contracts to the public by Q1 2019.

Decentralised

Agate blockchain will always remain decentralised. We welcome anyone who likes to host and run a node, after we switch to main net.

Mining

We used an environmentally friendly approach on Agate blockchain mining, unlike the Proof of Work (POW) mining method on Bitcoin and Ethereum, which consumes massive amounts of electricity and requires advanced hardware and knowledge to become a miner. With the Agate mining network, anyone can be a miner; the only requirement is to purchase 50,000 AGT coin, participate in Proof of Stake (PoS) mining and get rewarded for their participation. Miners also can run their own public mining pool and let other users with less AGT coin lease it to the mining pool and proportionally get rewarded as well; this means users with a minimum of 1 AGT can be miners. During the lease period, users can’t spend their coin, but as there is no contract or cancellation penalty, they can release their coin from the mining pool anytime and spend it immediately.

Token Generator Engine

(We would suggest you study the Agate iFiat Ecosystem section before reading this part)

One of the fundamental modules in Agate is the token generator engine; in order to issue iFiat tokens (i.e., iUSD, iEUR etc.), we’ve used the Agate token generator engine, and we created these tokens to facilitate transactions between iBuckets inside the Agate iFiat ecosystem. However, anyone, including individuals, businesses or developers, can create their own customised internal digital currency or tokens, which can be used for anything from running an ICO, buying a gift card, operating a loyalty program or issuing fiat pegged tokens and much more.

Everyone can either use the Agate token generator GUI or Agate API suite in order to generate reissuable or non-reissuable tokens. This has a one-off cost of 50 AGT coins. After the tokens are issued, transaction fees remain at a fixed amount of 0.01 AGT.

Block Explorer

Like other blockchains, Agate blockchain has a detailed block explorer, which currently is used to track all transactions within the iFiat ecosystem and is publicly available.

iFiat Ecosystem

One of the most interesting elements of Agate is the Agate iFiat Ecosystem. It uses decentralised blockchain technology (Agate blockchain) to resolve many of the fundamental issues in the cryptoeconomy, which will facilitate transactions very economically and in real-time.

iFiat Ecosystem

One of the most interesting elements of Agate is the Agate iFiat Ecosystem. It uses decentralised blockchain technology (Agate blockchain) to resolve many of the fundamental issues in the cryptoeconomy, which will facilitate transactions very economically and in real-time.

The blockchain also has its own objects; more details have been described in its section. Fiat-pegged cryptocurrency works like a fiat credit or stable coin and is called “iFiat.” All iFiat will initially be issued on Agate blockchain, so they exist as a cryptocurrency token. Each iFiat unit issued into circulation is backed on a one-to-one ratio (i.e., one iFiat iUSD is one US dollar) by the corresponding fiat currency unit.

Agate iFiat has the following advantages over other fiat-pegged cryptocurrencies.

iFiats exist on Agate blockchain rather than on less developed and tested blockchains, not within closed-source software running on centralised, private databases, or on very costly and slow blockchains like bitcoin, which is not viable or practical to use it as a medium to transfer funds or for micropayments.

  • However, iFiats can be used just like other cryptocurrencies, i.e., in a p2p, pseudo anonymous, decentralised, cryptographically secure environment, but they are only circulated inside Agate blockchain to facilitate the payments and real-time settlement and secure the value of funds for both users and merchant as iFiat redemption will not face any pricing or liquidity constraints.
  • iFiats running on one of the fastest decentralised blockchain platforms, which include a decentralised exchange (DEX), Browser base, wallet encryption, open source, multiparty security and reporting functions and all transaction can be tracked on our blockchain explorer.
  • iFiat’s one-to-one backing implementation is easier for traditional merchants to understand and accept for their goods or services.
  • Although iFiats are fully redeemable via the options below, the best use case scenario is to spend it with other merchants or suppliers, because it’s real-time and has a very small transaction fee for users.
  • Instant loading onto virtual or physical debit cards
  • Request to transfer to bank account
  • Pay any type of bill, include loan repayment, utilities etc.
  • Generate crypto gift voucher, which is redeemable with all Agate merchants (in store or online)

Agate iFiat Ecosystem is capable of supporting many different iFiats; however, it currently runs on iUSD, which is pegged by USD, and each token always represents $1 USD. In later versions we plan to add EUR, GPB, JPY and AUD.

Mobile App for User

Bitcoin was introduced to the world as the first cryptocurrency in January 2009 . Bitcoin’s blockchain settlement was very fast and cheap, but now it is almost impractical to use. Therefore more attractive cryptocurrencies have been created and will come in the future. As each cryptocurrency needs to be stored on their own blockchain it is increasingly more difficult for users to manage their crypto-assets. One of the other problems is how to spend these assets in the real world.

Recently a few companies have tried to make a basic app to buy back users’ cryptocurrencies and deposit fiat currency into their Visa cards or Mastercard accounts, but they all have many problems:

1- From the time users request the conversion of their crypto assets to when they get the actual funds in their account takes a long time.
2- There are many fees involved as their token was not designed to fuel the system and in most cases since their token is a Security Token to get potential profits from company revenue or card issuer cash back.
3- Most of them limit their users to depositing one or two cryptocurrencies (mainly Bitcoin and Ethereum).
4- When users deposit their coin into the app it is locked into that app. In most cases users must either convert the coin to fiat currency in the form of a Visa or Mastercard account or move the coin to another wallet.

In addition to these issues, many of these apps have features that have been promised but are not yet operational and many are operating differently from what they claimed initially in their white papers. In Agate we tried to resolve all these issues. For example, in Agate’s user app, users can deposit five crypto assets including Bitcoin, Ethereum, Litecoin, Bitcoin Cash, and Ripple. Up to 17 cryptocurrencies are in the development phase and are expected to be released in Q4 2018. Users are able to immediately, and with the best global exchange rate, convert any of their crypto assets to any iFiats (i.e., iUSD, iEUR etc.) in the Agate iFiat Ecosystem (please refer to the Agate iFiat Ecosystem section), which is an internal token/stable-coin that is pegged by a fiat currency. This is one the most important elements of Agate because it lets users and merchants send and receive money almost instantly and for free, or users can choose to deposit the cash in their bank accounts or load their cards and use it in over 30,000,000 stores worldwide . It’s very important for us that users receive their funds instantly; hence, in our agreement with our current card provider, we agreed to hold a fair amount of money in their trust account. This allows Agate to load users’ cards instantly and update the balance immediately after any financial transaction.

Mobile App for Merchant

Traditional POS terminals are expensive in rental and fees, and we believe the Agate merchant app and Agate POS terminal are the ultimate solution for all of these problems.

Mobile App for Merchant

Our extensive research on the cryptoeconomy challenges shows us that the main element of slow flow in this economy is not necessarily existing payment methods and tools; rather, it’s on the merchant side. Although there are several ways of exchanging crypto assets to fiat currency and then spending it in stores or online, there aren’t many practical, agile and cheap solutions on the merchant side. We also understand that although there are currently few solutions that let merchants accept cryptocurrencies, the biggest concerns of merchants are market fluctuations and high fees. As merchants mainly need to pay their expenses, including suppliers, employees, rent and other expenses in fiat currency, they don’t want to accept the risk; even if they get a few more customers who like to spend their crypto assets, one of the other concerns is that having multiple physical POS terminals is not viable for the business: first, it’s hard to manage, and second, it’s expensive to pay the rental fee, especially as they may not get enough customers to cover the fees, and there is still no dominant company to support these physical devices. Conversely, traditional POS terminals are expensive in rental and fees, and we believe the Agate merchant app and Agate POS terminal are the

ultimate solution for all of these problems. This is because the merchant app works in our Agate iFiat Ecosystem, which is run in Agate blockchain , which is one of the cheapest and fastest blockchains to date; and our fiat pegged tokens, which we call iFiats (i.e., iUSD, iEUR etc.), are floating in this ecosystem such that when users in the Agate user app exchange their crypto assets and transfer them to their iBucket (either by Agate Trading Bot, Agate AI engine or manually), they can instantly spend the funds in the Agate merchant app, and the merchant would receive the funds in less than three seconds, and it can handle up to 6,000 transactions in one minute. Once merchants receive the funds in their own iBucket, they can either order a card and load the fund onto the card or withdraw the money into their local bank accounts or simply spend it any of other Agate Merchant app, POS terminal or online merchants.

The other advantage of this method is that merchants won’t bear the crypto market fluctuation risks, as they would receive the exact fiat value in their wallets; also, they don’t need to acquire a complicated system to keep track of the market to translate the dollar value to crypto value of users, which means there is no need to have multiple labelling and pricing systems for their goods or services.

Physical POS Terminal

Currently the Agate POS terminal is available in two types, for mobile users and for physical stores, and both come with unique features.

Mobile App for Merchant

Currently the Agate POS terminal is available in two types, for mobile users and for physical stores, and both come with unique features, include but not limited to the following.

I. Borderless

Unlike traditional POS terminal solutions, which are limited to a specific region, Agate POS terminals can be used everywhere in the world without infrastructure limitation! These terminals use the Internet to securely connect to our POS server hosted in the cloud on five continents, and users can use mobile Internet (i.e., 3G/4G) or any other type of common Internet connection (e.g., LAN, WiFi, ADSL) in order to connect their devices to our network.

II. 0% transaction fee

While currently merchants have to pay between 0.5% and 3% transaction fees to their banks, financial institute or POS providers, as Agate POS terminal seats on Agate iFiat Ecosystem, which run in Agate blockchain, merchants won’t charge anything when they receive the funds in their iBucket wallet, and as iBucket is a decentralised wallet, they can spend it anywhere they like—for example, to pay their suppliers or buy items for themselves—or, alternatively,they can request to deposit it to their bank accounts or to load onto their debit cards.

III. Instant settlement (24 x 7 x 365)

In legacy POS terminal systems, banks or service providers usually limit their merchants to performing settlements only once or twice in a day . Even after 24 hours of this settlement, they may not access their funds for various reasons—for example, if the merchant’s business bank account is different than the POS provider or if they settle after the bank’s deadline (usually 10:00 p.m.) or over the weekend. Running transactions on Agate iFiat Ecosystem resolves these issues with real-time settlement because as soon as a customer pays, the funds become available and spendable in the merchant’s wallet.

IV. Secure connection

This is a decentralised ecosystem, and because there is no middleman to handle transactions, all transactions are performed on the Agate iFiat Ecosystem blockchain with unique and traceable TX ID, which is trackable in Agate block explorer. For other connections (commands, user data, etc.) from a POS terminal to our cloud hosting, we used a secure method that included hashing all data with a public key and a nonce; then the hashed payload and nonce would be sent to the cloud, and a server would decrypt it by using a private key while the whole process runs on SSL context with valid CA certificate, which is a symmetric 256-bit encryption on a X.509 certificates .

V. No lock-in contract, no exit fee

In order to encourage merchants to use Agate POS terminals and, as a result, to grow the Agate POS network, there won’t be any lock-in contracts; all they need to pay to have this service is a one-off fee in AGT token, as shown in the table below, plus a small monthly fee in AGT token for maintaining this infrastructure. Also, merchants can return the terminal as soon as they like without penalty.

VII. NFC/RFID support

In-store terminals (desktop) can support NFC payments, so instead of showing QR codes, users can use NFC to pay (similar to Visa PayWave or Mastercard PayPass ).

VIII. Selling virtual goods

In order to incentivise merchants to use the Agate POS terminal, they can also sell virtual goods (e.g., phone charge, iTunes, Google Play, Skype credit and similar items) directly on the POS and get commissions for them. As all these transactions would happen on the iFiat Ecosystem using Agate API Suite, these items can be provided by any supplier who is willing to sell their services to Agate users. However, this option is planned for after the ICO. When the Agate merchant app is updated, this feature would immediately be available on all merchant POS without extra hardware or cost.

IX. Never lose a dollar!

In legacy POS terminals, if for any reason a terminal is damaged either physically, through faults in their applications or because of electronic shock, it’s quite possible that merchants may lose their whole day’s income if they don’t settle on time. In the Agate POS terminal, this is prevented because of its decentralised nature; as soon as users pay, the Agate POS terminal will sign into the iFiat Ecosystem and, as all the funds are logged in Agate blockchain, the merchant can access it from any other device and spend it or cash it out.

Payment Gateway API

Agate Gateway API, which is an open-source API and available in GitHub, will let anyone create his or her own payment gateway within the Agate iFiat Ecosystem and run on Agate blockchain.

Payment Gateway API

There are millions of online stores on the Internet , but for reasons similar to those of merchants, just a small percentage of these ecommerce websites are willing to accept cryptocurrencies, and they generally accept Bitcoin or, in some cases, Ethereum; meanwhile, many others don’t want to accept any types of crypto, mainly because:

1. Market fluctuation; they don’t want to take the risk.

Example: Today a customer is buying a drone for $5,000 and wants to pay in BTC. Bitcoin’s fiat value is $10,000; the customer will pay 0.5 BTC. Because of crypto market volatility, the next day the value of BTC drops by only 5% to $9,500, which means the merchant would have the equivalent of $4,750. Furthermore, the merchant has to pay his supplier in USD or another fiat currency; hence, he needs to either use one of the online services or exchanges to convert it to USD and obviously pay the exchange rate and in some cases withdraw fees, so by the end of the day, the merchant may actually receive $4,500 which does not make sense for most of case., There might be a case where the value of a crypto asset appreciates, but considering all mentioned costs, still there is risk for the merchant side.

2. Volatile price tag; tracking and maintaining the pricing as many different cryptocurrencies in different exchanges is hard and, in most cases, is impractical.

3. Hard integration; most cryptocurrency gateways are very hard to integrate with traditional online shops, which have been designed to work in the fiat economy.

Agate Gateway API, which is an open-source API and available in GitHub, will let anyone create his or her own payment gateway within the Agate iFiat Ecosystem and run on Agate blockchain; this means that now, technically, all the online websites can accept cryptocurrency by simply using Agate Payment Gateway API. For this reason we developed a free Shopify app, which lets 500,000 online stores in 175 countries accept cryptocurrency simply by installing a free app that takes minutes to install from the Shopify app store.

er Shopify statistics , more than 1.2 million people were actively using the Shopify stores by August 2017 gross payments volume (GPV), as payments processed through Shopify Payments grew to $2.2 billion, which accounted for 38% of GMV processed in the quarter, versus $1.3 billion, or 38%, for the second quarter of 2016. In order to support Agate Payment Gateway API and Agate in general, we plan to develop the similar plugin and app for the top ten online shopping platforms and release it for free; this includes Squarespace Online Stores, Shopify, Magento, WixStores, MonsterCommerce, PrestaShop, Weebly eCommerce, OpenCart, SAP Hybris. Through developing these plugins for the top ten online shopping platforms, over 76% of the total number of online shops on the Internet would have the ability to immediately accept cryptocurrency should they install the plugin.

Plugins/app for Shopify

We developed a free Shopify app, which lets 500,000 online stores in 175 countries accept cryptocurrency simply by installing a free app that takes minutes to install from the Shopify app store.

Plugins/app for Shopify

We developed a free Shopify app, which lets 500,000 online stores in 175 countries accept cryptocurrency simply by installing a free app that takes minutes to install from the Shopify app store.

API Suite

The comprehensive and defined API Suite has been designed to not only work as another income generation stream for Agate coin and token holders but also to let anyone use Agate as a white-label solution to acquire more customers.

API Suite

The comprehensive and defined API Suite on REST API standard, which has been secured in multi-function security pattern, has been designed to not only work as another income generation stream for Agate coin and token holders but also to let anyone use Agate as a white-label solution to acquire more customers. Obviously the cost of this API Suite is in AGT. The pricing schedule for the APO Suite involves different API call limits within which customers should deposit a minimum number of AGT token as a credit for. Hence, they should keep depositing as long as they use this system.

ROADMAP

FEB 2017

Idea realization and market research

MAR 2017

$480,000 first round investment by BID Group

April 2017

Architecture design and Whitepaper

NOV 2017

Starting MVP development

Dec 2017

Mobile App alpha version

Dec 2017

$1,000,000 private investor

Jan 2018

Agate Blockchain Test-net live

Mar 2018

App Beta version released

May 2018

White listing & Private invest EOI

Aug 2018 - Nov 2018

ICO (Pre-Sale & Public Sale)

Q1 2019

Agate Blockchain Main-Net

Q2 2019

Agate blockchain Smart Contract

Q2 2019

DEvelop Plugins/app for WooCommerce

Q3 2019

Multi Currency & Multi language

Q4 2019

Agate Banking Licence

TOKEN SALE

Total AGT Token Supply (100%):


490,000,000 AGT

Total AGT Token Supply For Sale (65%):

318,500,000 AGT

Offered Token Exchange Rate:

1AGT~$0.076USD

Minimum Contribution:


$60 USD ~ 0.1 ETH

Maximum Contribution:


$60,000 USD ~ 100 ETH (except accredited investors and strategic partners)

Soft Cap/Hard Cap:

2,000,000 USD/24,206,000 USD

Token Name: AGT


Token Protocol:

ERC20, Etheruem Blockchain

Lock Up Period:

All team’s tokens will lock up for one year period on smart contract and vesting quarterly.

Unsold Token:

Burn by smart contract

Emission Rate:

NO new coins will be minted, created or minded after crowd-sale
PRIVATE SALE
IN 3 DAYS
$1,000,000
ACCEPTANCE:BTC, ETH, BCH, LTC, EOS, DASH
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OUR BRILLIANT ADVISORS

Brenton Smith

Brenton is a proven, energetic IT application and system software company leader, having worked with a diverse range of large multi-national firms in senior leadership roles, including VP and GM Symantec, CA, SAP, Siebel, Dell/Quest and Business Objects and SoftwareAG.

Brenton Smith

Advisor Board member

Brenton is a proven, energetic IT application and system software company leader, having worked with a diverse range of large multi-national firms in senior leadership roles, including VP and GM Symantec, CA, SAP, Siebel, Dell/Quest and Business Objects and SoftwareAG.

Samaneh Movassaghi, PhD

Samaneh is an award-winning technical expert who is working on great projects; include data science and machine learning for companies like Google, Philips and CSIRO.

Samaneh Movassaghi, PhD

Advisor Board member

Samaneh is an award-winning technical expert who is working on great projects; include data science and machine learning for companies like Google, Philips and CSIRO.

Nikzad B. Rizvandi, PhD

Dr Nikzad is a data scientist and have a Phd in Distributed computing and data mining from University of Sydney he has an extensive experience in Ai, deep learning, Machine learning and Neural Network and practically involved in several sophisticated Ai and ML projects.

Nikzad B. Rizvandi, PhD

Advisor Board member

Dr Nikzad is a data scientist and have a Phd in Distributed computing and data mining from University of Sydney he has an extensive experience in Ai, deep learning, Machine learning and Neural Network and practically involved in several sophisticated Ai and ML projects.

Gita Gitli

Gita is highly proficient in banking industry and financial markets and with over 20 years extensive experience in major financial institute include the biggest Australian bank Commonwealth Bank Australia (known as CBA) has a significant role to mentoring Agate team to makes sure is fully alighted with the latest financial system standards.

Gita Gitli

Advisor Board member

Gita is highly proficient in banking industry and financial markets and with over 20 years extensive experience in major financial institute include the biggest Australian bank Commonwealth Bank Australia (known as CBA) has a significant role to mentoring Agate team to makes sure is fully alighted with the latest financial system standards.

Ehsan Fallahi

Ehsan is a principal at MistryFallahi Lawyers. Ehsan has a wealth of experience in advising businesses, start-ups and high-net-worth individuals across a range of industries, including technology, e-commerce and professional services.

Ehsan Fallahi

Advisor Board member

Ehsan is a principal at MistryFallahi Lawyers. Ehsan has a wealth of experience in advising businesses, start-ups and high-net-worth individuals across a range of industries, including technology, e-commerce and professional services.

OUR TEAM

Hamed Taghvaei

Co-Founder & CEO

Hamed is an award-winning serial entrepreneur with a tech and business background and currently own and running several successful business include founder of DroneOnline Australia, Co-Founder of King ICO, Co-Founder of BID Group, Co-Founder of BID Café, Co-Founder of BID Investment, founder of MyServo, he is also helping several startups to start and grow their business while he is in advisory board of Engenesis as Business Commercialisation advisor and also Startup panel advisor for Tusi Inc.

Hamed Taghvaei

Co-Founder & CEO

Hamed is an award-winning serial entrepreneur with a tech and business background and currently own and running several successful business include founder of DroneOnline Australia, Co-Founder of King ICO, Co-Founder of BID Group, Co-Founder of BID Café, Co-Founder of BID Investment, founder of MyServo, he is also helping several startups to start and grow their business while he is in advisory board of Engenesis as Business Commercialisation advisor and also Startup panel advisor for Tusi Inc.

Hamid Ostad

Co-Founder

Hamid is highly experienced in bank-grade payments and authentication solutions for online financial transactions. Hamid has extensive experience in regional and international authentication and payment protocols that have been developed by major international card schemes. Hamid currently also works as the solution architect for BPAY Group.

Hamid Ostad

Co-Founder

Hamid is highly experienced in bank-grade payments and authentication solutions for online financial transactions. Hamid has extensive experience in regional and international authentication and payment protocols that have been developed by major international card schemes. Hamid currently also works as the solution architect for BPAY Group.

Ali Dorri, PhD

Co-Founder

Dr Ali Dorri is among the first PhD candidates from UNSW University (Australia) who specifically focuses on blockchain technology and has been involved in many different successful blockchain projects for government and private sectors in smart home, e-health, smart grids and so on.

Ali Dorri, PhD

Co-Founder

Dr Ali Dorri is among the first PhD candidates from UNSW University (Australia) who specifically focuses on blockchain technology and has been involved in many different successful blockchain projects for government and private sectors in smart home, e-health, smart grids and so on.

Ehsan Jadandarpour

CMO

Ehsan is one of the world’s most famous tech influencers and has been listed in Forbes magazine as one of the top 20 growth hackers in 2016. Ehsan is also the author and contributor of many global tech magazines, include Entrepreneur, The Huffington Post, Asia Times, Business 2 Community Business.com and Social Media Today. Ehsan also work as a sales coach for Microsoft and Petronas and many more companies.

Ehsan Jadandarpour

CMO

Ehsan is one of the world’s most famous tech influencers and has been listed in Forbes magazine as one of the top 20 growth hackers in 2016. Ehsan is also the author and contributor of many global tech magazines, include Entrepreneur, The Huffington Post, Asia Times, Business 2 Community Business.com and Social Media Today. Ehsan also work as a sales coach for Microsoft and Petronas and many more companies.

Steve Nouri

Ai Lead

Steve is an award-winning technical leader specializing in machine learning, natural language processing, and advanced analytics. Steve has developed extensive computational and analytical expertise in a diverse range of application domains. He is responsible for the design, development and evaluation of text mining systems, both in commercial enterprise and research contexts.

Steve Nouri

Ai Lead

Steve is an award-winning technical leader specializing in machine learning, natural language processing, and advanced analytics. Steve has developed extensive computational and analytical expertise in a diverse range of application domains. He is responsible for the design, development and evaluation of text mining systems, both in commercial enterprise and research contexts.

Ashkan Tashvir

CTO

Ashkan has a sound passion for bringing technology and business principles together. A technology leader, experienced analyst, architect and a design-minded developer in multiple technology platforms, Ashkan is passionate about communicating complex ideas, acting as a bridge between the business and the technical teams.

Ashkan Tashvir

CTO

Ashkan has a sound passion for bringing technology and business principles together. A technology leader, experienced analyst, architect and a design-minded developer in multiple technology platforms, Ashkan is passionate about communicating complex ideas, acting as a bridge between the business and the technical teams.

Ariya Chittasy

CSO

With four start-ups in the last 8 years, including one awarded Fastest Growing Company Asia-Pacific (Business Excellence Awards 2014) and another growing into a 55+ company in under 2 years, Ariya thrives on materializing ideas into real businesses.

Ariya Chittasy

COO

With four start-ups in the last 8 years, including one awarded Fastest Growing Company Asia-Pacific (Business Excellence Awards 2014) and another growing into a 55+ company in under 2 years, Ariya thrives on materializing ideas into real businesses.

Sam Naseri

Software Architect

With over 12 years’ experience as senior software developer, Sam helps us to seamlessly develop our user and merchant apps for both Android and IOS.

Sam Naseri

Software Architect

With over 12 years’ experience as senior software developer, Sam helps us to seamlessly develop our user and merchant apps for both Android and IOS.

Anand Chellanadar

Director of Software Development Team in India

Anand has 13+ years of experience in Software design & development, web applications development, system security, mobile apps development and ERP solutions.

Anand Chellanadar

Director of Software Development Team in India

Anand has 13+ years of experience in Software design & development, web applications development, system security, mobile apps development and ERP solutions.

Jaemie Dela Pena

Product Design Lead

Jaimie is an experienced product designer with a demonstrated history of working in the information technology and services industry. She is skilled in product design, UX, sales and e-commerce.

Jaemie Dela Pena

Product Design Lead

Jaimie is an experienced product designer with a demonstrated history of working in the information technology and services industry. She is skilled in product design, UX, sales and e-commerce.

Kalith Ahamed

Technical Lead

Kalith has over 12 years of experience across various stages of the Software Development Life Cycle and also web development using ASP.Net, RESTful API Design and Development, Distributed SAAS Solutions design and development, Native/Cross Platform Mobile app design and development and expertise in building solutions.

Kalith Ahamed

Technical Lead

Kalith has over 12 years of experience across various stages of the Software Development Life Cycle and also web development using ASP.Net, RESTful API Design and Development, Distributed SAAS Solutions design and development, Native/Cross Platform Mobile app design and development and expertise in building solutions.

Naz Shams

Project Manager

Naz is a 7+ years of experience in technical Project Manager with a demonstrated history of working in the information services industry. A leader in transformational change with skills in Agile project delivery, Project management, Portfolio Management and Leadership.

Naz Shams

Project Manager

Naz is a 7+ years of experience in technical Project Manager with a demonstrated history of working in the information services industry. A leader in transformational change with skills in Agile project delivery, Project management, Portfolio Management and Leadership.

Odette Abrenica

UI/UX Designer

Odette is a dedicated and skilled designer with a strong background in design and a sound proficiency in IT. From e-commerce services to youth leadership programs, she demonstrates her passion by involving herself in creating design solutions within different areas. Odette currently strives to further unpack her creativity through IT and business explorations.

Odette Abrenica

UI/UX Designer

Odette is a dedicated and skilled designer with a strong background in design and a sound proficiency in IT. From e-commerce services to youth leadership programs, she demonstrates her passion by involving herself in creating design solutions within different areas. Odette currently strives to further unpack her creativity through IT and business explorations.

Navkiran Kaur

Business Ananlyst

Nav is Business Analyst experience in analysing business requirement and translating them into the functional and non-functional specification, user stories and detailed test plans in agile and waterfall projects.

Navkiran Kaur

Business Analyst

Nav is Business Analyst experience in analysing business requirement and translating them into the functional and non-functional specification, user stories and detailed test plans in agile and waterfall projects. As a business analyst, I’ve architected several business systems and provided consultation to small to medium-sized business owners in identifying business opportunities and risks.

Ali Asgher

Business Ananlyst

Ali is a problem solver who takes pride in understanding a person's, or businesses, needs. Working with clients to map their ideas, and transform them into valuable products and solutions, is where I thrive. As a technical business analyst, Ali is able to communicate effectively with clients and provide them with a space to develop their concepts and ideas comfortably. Ali is an avid learner who enjoys staying ahead of the curve with the latest technologies in the IT industry so I can provide robust solutions to my clients.

Ali Asgher

Business Analyst

Ali is a problem solver who takes pride in understanding a person's, or businesses, needs. Working with clients to map their ideas, and transform them into valuable products and solutions, is where I thrive. As a technical business analyst, Ali is able to communicate effectively with clients and provide them with a space to develop their concepts and ideas comfortably. Ali is an avid learner who enjoys staying ahead of the curve with the latest technologies in the IT industry so I can provide robust solutions to my clients.

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